> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fyatu.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Card Fees

> Fee structure for card issuing — issuance, maintenance, funding, unloading, and per-transaction fees. Retrieve your current rates via the pricing endpoint.

# Card Fees

Fees are configured per business and can be customised. Use [GET /account/pricing](/v3/api-reference/account/pricing) to retrieve your current rates.

<Note>
  Businesses with approved KYB may receive reduced rates.
</Note>

## Issuance & Maintenance

| Fee Code                        | Description                             | Type  | When Applied                    |
| ------------------------------- | --------------------------------------- | ----- | ------------------------------- |
| `CARD_ISSUANCE_FEE_UNTOKENIZED` | Standard card creation fee              | Fixed | When a standard card is issued  |
| `CARD_ISSUANCE_FEE_TOKENIZED`   | Tokenized card creation fee             | Fixed | When a tokenized card is issued |
| `CARD_MONTHLY_FEE_UNTOKENIZED`  | Monthly maintenance for standard cards  | Fixed | Monthly                         |
| `CARD_MONTHLY_FEE_TOKENIZED`    | Monthly maintenance for tokenized cards | Fixed | Monthly                         |
| `CARD_REPLACEMENT_FEE`          | Replacement card fee                    | Fixed | When replacing a card           |
| `CARD_DELETION_FEE`             | Card termination fee                    | Fixed | When terminating a card         |
| `CARD_PLASTIC_FEE`              | Physical plastic card surcharge         | Fixed | For physical cards              |
| `CARD_METAL_FEE`                | Physical metal card surcharge           | Fixed | For metal cards                 |

## Funding & Unloading

| Fee Code             | Description                           | Type       | When Applied          |
| -------------------- | ------------------------------------- | ---------- | --------------------- |
| `CARD_FUNDING_FEE`   | Fee for loading funds onto a card     | Percentage | When funding a card   |
| `CARD_UNLOADING_FEE` | Fee for withdrawing funds from a card | Percentage | When unloading a card |

## Transaction Fees

| Fee Code                 | Description                       | Type       | When Applied                              |
| ------------------------ | --------------------------------- | ---------- | ----------------------------------------- |
| `CARD_AUTHORIZATION_FEE` | Fee per transaction authorization | Fixed      | Per authorized transaction                |
| `CARD_SETTLEMENT_FEE`    | Fee per settled transaction       | Fixed      | Per settled transaction                   |
| `CARD_CROSSBORDER_FEE`   | Cross-border transaction fee      | Percentage | When card is used in a different currency |
| `DECLINE_FEE`            | Declined transaction fee          | Fixed      | Per declined transaction                  |

## Endpoint

* `GET /account/pricing` — [Get your current fee rates](/v3/api-reference/account/pricing)