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A Card Product is the template that defines everything about the cards you issue: the card scheme (Visa or Mastercard), enabled features, spend limits, and merchant category controls. Every card issued via the API is created from a product — the product ID determines what the card can and cannot do. Think of a product as your program blueprint. You configure it once, and every card issued under it inherits its rules.
Card Products showing configured Visa and Mastercard program blueprints with active cards

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Creating a Product

1

Go to Products

Click Products in the CaaS Portal sidebar.
2

Click New Product

Select the card scheme (Visa or Mastercard) and give the product a name.
3

Enable features

Toggle the features you need — 3D Secure, Apple Pay / Google Pay tokenisation, JIT Funding, Spend Controls, and MCC Controls.
4

Set limits

Configure per-card spending limits and any merchant category restrictions (allowed or blocked MCC codes).
5

Activate

Once configured, activate the product. All cards issued under it immediately inherit its settings.

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Product Configuration

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Features

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Issuing Cards from a Product

Once a product is active, pass its productId when creating cards via the API:
The productId is shown on the product detail page in the portal and returned by the List Products endpoint.

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Program Balance

All cards across all products draw from a single USD program balance pool. Fund it via USDT deposits — see Billing & Funding.
Cards cannot be issued or funded if the program balance is insufficient. Monitor the balance via the dashboard widget or subscribe to the ACCOUNT_LOW_BALANCE webhook event.