CaaS Pricing
FYATU CaaS pricing is program-specific. Base rates are shown below. Your final rates are configured when your program is set up and are visible in the portal under Programs → Fee Schedule.All fees listed are indicative. Your actual rates may vary based on your agreement, card network, currency, and region. Contact your FYATU account manager for a custom quote at platform.fyatu.com.
Monthly Subscription
| Tier | Monthly Fee | Included Cardholders | Included Cards |
|---|---|---|---|
| Starter | $199/mo | Up to 500 | Up to 500 |
| Growth | $499/mo | Up to 2,500 | Up to 2,500 |
| Scale | $999/mo | Up to 10,000 | Up to 10,000 |
| Enterprise | Custom | Unlimited | Unlimited |
billing.invoice_created webhook fires when a new invoice is generated.
Card Issuance
| Fee Type | Rate |
|---|---|
| Virtual card issuance | 1.00 per card (program-specific) |
| KYC verification | Included for SANDBOX; per-check fee in LIVE |
Transaction Fees
| Fee Type | Rate |
|---|---|
| Domestic purchase | 0% – 0.5% of transaction amount |
| Cross-border purchase | 1.0% – 2.0% of transaction amount |
| International decline fee | 0.25 per declined attempt |
| Currency conversion | Mid-market rate + 0.5% – 1.5% spread |
Funding Fees
| Fee Type | Rate |
|---|---|
| Card load (from program ledger) | 0.50 per load |
| Card unload | $0.00 |
| Program ledger deposit (crypto) | 0% – 1.0% depending on asset and network |
Webhook Delivery
Webhook delivery is included in all subscription tiers at no additional cost.Overage Fees
Cardholders and cards beyond the plan’s included quantity are billed monthly:| Item | Rate |
|---|---|
| Additional cardholders | 0.25 per cardholder/month |
| Additional cards | 0.25 per card/month |
Understanding Amounts in the API
All amounts in API responses are in cents (integer). Amounts in API requests are in full currency units (decimal):Request body — full units
Response body — cents