FYATU API
Build powerful fintech applications with programmable virtual cards, payment collections, instant payouts, and global eSIM connectivity. The FYATU API enables you to accept payments, issue virtual Mastercards, send money, and manage eSIMs — all through a single, unified platform.Quick Start
Get up and running with your first API call in minutes
Authentication
Learn how to authenticate with JWT tokens
API Reference
Explore all available endpoints and schemas
Webhooks
Receive real-time event notifications
What You Can Build
Payment Collection
Payment Collection
Accept payments from 1M+ Fyatu users directly from their wallets. Create checkout sessions, track payment status in real-time, and process refunds when needed.
Corporate Expense Management
Corporate Expense Management
Issue virtual cards to employees with custom spending limits. Track expenses in real-time and integrate with your accounting systems.
Payouts & Disbursements
Payouts & Disbursements
Send money instantly to any Fyatu user’s wallet. Perfect for vendor payouts, affiliate payments, salary disbursements, or customer rewards.
eSIM Distribution
eSIM Distribution
Offer global data connectivity to your users. Purchase eSIMs, manage activations, and monitor usage across 200+ countries.
Fintech Applications
Fintech Applications
Build mobile banking apps with card issuance, payment acceptance, and instant transfers — all via a single API.
E-commerce Platforms
E-commerce Platforms
Accept payments at checkout, issue cards for vendor payouts, and manage the full payment lifecycle.
Key Features
| Feature | Description |
|---|---|
| JWT Authentication | Secure, stateless auth with short-lived tokens and scoped access |
| Payment Collections | Accept payments via Fyatu wallets with instant settlement |
| Instant Payouts | Send money to any Fyatu user in seconds |
| Card Issuing | Create virtual Mastercard cards in seconds via API |
| Real-time Funding | Fund cards instantly from your business wallet |
| Spending Controls | Set daily, weekly, monthly, or lifetime spending limits |
| eSIM Management | Purchase and manage eSIMs across 200+ countries |
| Webhooks | Receive instant notifications for all events |
| Request Tracking | Built-in requestId on every response for debugging |
Base URL
All API requests should be made to:App-Based Access
The API uses app-specific credentials. Each app type grants access to different APIs:| App Type | APIs Available | Use Cases |
|---|---|---|
| Collection App | Collections, Payouts, Refunds | Payment acceptance, disbursements |
| Issuing App | Cards, Cardholders, eSIM | Virtual cards, eSIM management |
Getting Started
Create Account
Sign up for a free FYATU account at web.fyatu.com/auth/register
Ready to start?
Follow our quickstart guide to make your first API call