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Documentation Index

Fetch the complete documentation index at: https://docs.fyatu.com/llms.txt

Use this file to discover all available pages before exploring further.

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Pricing

FYATU uses a transparent, usage-based fee model. All fees are deducted from your business wallet at the time of the operation. Your specific rates are available programmatically via GET /account/pricing.
Your exact fee rates depend on your account plan and any custom arrangements in your contract. Use the Get Pricing endpoint to retrieve the rates applicable to your account.

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Card Issuance Fees

Fees charged when creating or managing virtual cards.
FeeTypeDescription
Card IssuanceFixed (USD)One-time fee charged when a new card is created
Card FundingFixed or %Fee charged when adding funds to an existing card
Card UnloadingFixed or %Fee charged when withdrawing balance from a card
Card DeletionFixed (USD)Fee charged when terminating a card
Card MonthlyFixed (USD)Monthly maintenance fee per active card

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Collection & Payout Fees

Fees charged for payment collection and disbursement operations.
FeeTypeDescription
Collection% of amountFee per successful payment collected
PayoutFixed or %Fee per payout sent to a recipient

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How Fees Are Applied

1

Wallet Deduction

Fees are deducted from your business wallet at the moment the operation is executed — not billed separately.
2

Included in Balance Check

When issuing a card with amount: 100, your wallet is debited amount + issuanceFee. Check your available balance with GET /account/wallet before bulk operations.
3

Waived Fees

Some fees may be waived as part of promotional offers or custom pricing arrangements. Check the isWaived flag in the pricing response.

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Get Your Rates Programmatically

curl -X GET https://api.fyatu.com/api/v3/account/pricing \
  -H "Authorization: Bearer YOUR_ACCESS_TOKEN"

{
  "success": true,
  "data": {
    "appType": "issuing",
    "fees": [
      {
        "code": "CARD_ISSUANCE_FEE",
        "name": "Card Issuance Fee",
        "type": "FIXED",
        "rate": 2.00,
        "isWaived": false
      },
      {
        "code": "CARD_FUNDING_FEE",
        "name": "Card Funding Fee",
        "type": "PERCENTAGE",
        "rate": 1.5,
        "minFee": 0.50,
        "isWaived": false
      }
    ]
  }
}

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Custom Pricing

Volume-based and custom pricing arrangements are available for businesses with high transaction volumes. Contact our sales team to discuss pricing.